Add your subscriptions below. Toggle the ones you actually use. We'll calculate exactly how much money is silently bleeding out of your account every year.
Service
Monthly (₹)
I Use It
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⚠ Annual Ghost Spend
₹26,400
wasted per year on unused services
Subscriptions
4
Unused
2
Monthly Waste
₹2200
% Wasted
73%
💡 Opportunity Cost
If you invested your ghost spend of ₹2200/month at 12% p.a., it could grow to ₹1,81,470 in 5 years.
Stop the Bleed
SpendKeep's manual entry ensures every charge is visible. No more invisible auto-renewals.
A 2022 C+R Research study found Americans spend an average of $219/month on subscriptions — nearly double their own estimates. Budgeting apps that sync with your bank reinforce this amnesia by normalising the passive view of transactions. Manual tracking breaks the cycle: when you must actively enter or approve every charge, you are confronted with the reality of your spending decisions.